Call Us Today:
Auto Insurance
Home Insurance
Coverage for Your Business

Our Location

Bedell & Nelson/Harbert Insurance Agency

2035 N Pacific Ave
Santa Cruz, Ca 95060
Main office: 831-621-5247
Fax: 831-459-9594

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Effective January 1st, 2018

Bedell, Nelson & Harbert Insurance has merged with Clarion Pacific Insurance Services!


We’re extremely excited for this change - our two great firms will bring together tremendous people, expertise, resources and capabilities to serve all of your insurance needs.


We are pleased to announce there will be no staff changes as a result of the merger, we have retained all of the great employees at both companies.


Please continue to use the same contact phone numbers and email addresses, at this time there are no changes to the way you reach us.


Also, our mailing and physical address are staying the same as well, (2035 North Pacific Avenue, Santa Cruz, CA 95060).


Thank you for your support of this exciting time for our company, please feel free to contact us at any time with any questions you might have.



Bedell, Nelson & Harbert and Clarion Pacific Insurance


Welcome to Bedell & Nelson/Harbert Insurance Agency 

Proudly Servicing Santa Cruz, CA, Capitola, CA and Surrounding Areas!

As a family owned and operated insurance company Bedell & Nelson/Harbert Insurance Agency has delivered quality insurance solutions to individuals in CA, specializing in Homeowners and Auto insurance coverage. Our team of knowledgeable insurance professionals is committed to helping you find a policy that fits your needs. We focus on providing personalized attention and exceptional customer service to create an experience that's difficult to find in today's market. At Bedell & Nelson/Harbert, we'll work with you to ensure that you and those you care about most are protected.

We proudly provide insurance solutions to clients near Santa Cruz, Capitola, Aptos, Soquel, Scotts Valley, and Felton.




Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
- Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
- Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
- Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
- Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
- Susan T.